Canada's First Fractional Mortgage Platform

Democratizing Mortgages

Democratizing Mortgages

Democratizing Mortgages

Democratizing Mortgages

Democratizing Mortgages

We make homeownership possible for more Canadians — and give investors a smarter way to grow their wealth through fractional mortgages.

We make homeownership possible for more Canadians — and give investors a smarter way to grow their wealth through fractional mortgages.

We make homeownership possible for more Canadians — and give investors a smarter way to grow their wealth through fractional mortgages.

We make homeownership possible for more Canadians — and give investors a smarter way to grow their wealth through fractional mortgages.

AI-POWERED & HUMAN-CENTRIC

AI-POWERED & HUMAN-CENTRIC

AI-POWERED & HUMAN-CENTRIC

AI-POWERED & HUMAN-CENTRIC

AI-POWERED & HUMAN-CENTRIC

Smarter Lending
Powered by AI

We’re reimagining mortgages from the ground up — using data and behavioural insights to open doors for borrowers and give investors smarter, safer opportunities.

We’re reimagining mortgages from the ground up — using data and behavioural insights to open doors for borrowers and give investors smarter, safer opportunities.

We’re reimagining mortgages from the ground up — using data and behavioural insights to open doors for borrowers and give investors smarter, safer opportunities.

We’re reimagining mortgages from the ground up — using data and behavioural insights to open doors for borrowers and give investors smarter, safer opportunities.

We’re reimagining mortgages from the ground up — using data and behavioural insights to open doors for borrowers and give investors smarter, safer opportunities.

Beyond Credit Scores
Beyond Credit Scores
Beyond Credit Scores
Banks use old credit models. Loanova looks at income, cash flow, career, rent, and habits—approving creditworthy borrowers.
Banks use old credit models. Loanova looks at income, cash flow, career, rent, and habits—approving creditworthy borrowers.
Rewarding Good Habits
Rewarding Good Habits
Rewarding Good Habits
Good financial habits deserve rewards. Loanova gives better terms for responsible money management and rewards borrowers at renewal.
Good financial habits deserve rewards. Loanova gives better terms for responsible money management and rewards borrowers at renewal.
Data-Driven Investing
Data-Driven Investing
Data-Driven Investing
Our AI automates risk and monitoring, cutting costs and delivering lower rates for borrowers, lower fees for investors, and better opportunities in real time.
Our AI automates risk and monitoring, cutting costs and delivering lower rates for borrowers, lower fees for investors, and better opportunities in real time.
Beyond Credit Scores
Banks use old credit models. Loanova looks at income, cash flow, career, rent, and habits—approving creditworthy borrowers.
Rewarding Good Habits
Good financial habits deserve rewards. Loanova gives better terms for responsible money management and rewards borrowers at renewal.
Data-Driven Investing
Our AI automates risk and monitoring, cutting costs and delivering lower rates for borrowers, lower fees for investors, and better opportunities in real time.
Beyond Credit Scores
Banks use old credit models. Loanova looks at income, cash flow, career, rent, and habits—approving creditworthy borrowers.
Rewarding Good Habits
Good financial habits deserve rewards. Loanova gives better terms for responsible money management and rewards borrowers at renewal.
Data-Driven Investing
Our AI automates risk and monitoring, cutting costs and delivering lower rates for borrowers, lower fees for investors, and better opportunities in real time.

Scroll right for more →

INVESTORS

Own a Piece of the Mortgage Market

Introducing the world’s first platform for fractional residential first-lien mortgages — giving you access to full-term (30-year) mortgage investments, once reserved for institutions.

BORROWERS

Finally, a Mortgage That Works for You

Loanova helps deserving borrowers get approved when banks say no — with competitive rates - lower than all the non-bank lenders, fast approvals and a platform built to see you succeed as a homeowner.

INCLUDED

INCLUDED

INCLUDED

INCLUDED

INCLUDED

Powerful Benefits for Investors and Borrowers

Helping investors and borrowers move faster, safer, and smarter.

Scroll right for more →

First-of-Its-Kind Access:

Invest fractionally in prime Canadian mortgages — no property purchase required.

First-of-Its-Kind Access:

Invest fractionally in prime Canadian mortgages — no property purchase required.

First-of-Its-Kind Access:

Invest fractionally in prime Canadian mortgages — no property purchase required.

First-of-Its-Kind Access:

Invest fractionally in prime Canadian mortgages — no property purchase required.

First-of-Its-Kind Access:

Invest fractionally in prime Canadian mortgages — no property purchase required.

Institutional-Grade Security:

Residential first-lien, full-term mortgages with transparent reporting.

Institutional-Grade Security:

Residential first-lien, full-term mortgages with transparent reporting.

Institutional-Grade Security:

Residential first-lien, full-term mortgages with transparent reporting.

Institutional-Grade Security:

Residential first-lien, full-term mortgages with transparent reporting.

Institutional-Grade Security:

Residential first-lien, full-term mortgages with transparent reporting.

Smarter Yield

Lower platform fees + AI-driven underwriting mean higher risk-adjusted returns.

Smarter Yield

Lower platform fees + AI-driven underwriting mean higher risk-adjusted returns.

Smarter Yield

Lower platform fees + AI-driven underwriting mean higher risk-adjusted returns.

Smarter Yield

Lower platform fees + AI-driven underwriting mean higher risk-adjusted returns.

Smarter Yield

Lower platform fees + AI-driven underwriting mean higher risk-adjusted returns.

Beyond Credit Scores

Our proprietary AI model considers rent history, income, and life stage — not just a number.

Beyond Credit Scores

Our proprietary AI model considers rent history, income, and life stage — not just a number.

Beyond Credit Scores

Our proprietary AI model considers rent history, income, and life stage — not just a number.

Beyond Credit Scores

Our proprietary AI model considers rent history, income, and life stage — not just a number.

Beyond Credit Scores

Our proprietary AI model considers rent history, income, and life stage — not just a number.

Faster, Fairer Approvals

Streamlined digital process gets you an answer in days, not weeks.

Faster, Fairer Approvals

Streamlined digital process gets you an answer in days, not weeks.

Faster, Fairer Approvals

Streamlined digital process gets you an answer in days, not weeks.

Faster, Fairer Approvals

Streamlined digital process gets you an answer in days, not weeks.

Faster, Fairer Approvals

Streamlined digital process gets you an answer in days, not weeks.

Support for the Long Haul

Stay in good standing and we’ll match and beat the big-bank renewal rates.

Support for the Long Haul

Stay in good standing and we’ll match and beat the big-bank renewal rates.

Support for the Long Haul

Stay in good standing and we’ll match and beat the big-bank renewal rates.

Support for the Long Haul

Stay in good standing and we’ll match and beat the big-bank renewal rates.

Support for the Long Haul

Stay in good standing and we’ll match and beat the big-bank renewal rates.

FAQ

FAQ

FAQ

FAQ

FAQ

Questions?
We’ve Got Answers.

What is Loanova?

When will Loanova launch?

Which provinces will you operate in?

Are you regulated?

How do you keep my data safe?

What makes Loanova different for borrowers?

What makes Loanova different for investors?

What is Loanova?

When will Loanova launch?

Which provinces will you operate in?

Are you regulated?

How do you keep my data safe?

What makes Loanova different for borrowers?

What makes Loanova different for investors?

What is Loanova?

When will Loanova launch?

Which provinces will you operate in?

Are you regulated?

How do you keep my data safe?

What makes Loanova different for borrowers?

What makes Loanova different for investors?

What is Loanova?

When will Loanova launch?

Which provinces will you operate in?

Are you regulated?

How do you keep my data safe?

What makes Loanova different for borrowers?

What makes Loanova different for investors?

What is Loanova?

When will Loanova launch?

Which provinces will you operate in?

Are you regulated?

How do you keep my data safe?

What makes Loanova different for borrowers?

What makes Loanova different for investors?

Shape tomorrow

Shape tomorrow

Shape tomorrow

Shape tomorrow

Shape tomorrow

Be among the first to experience Loanova

Join a community of forward-looking investors and borrowers reshaping how finance works. Transparent, efficient, and built for growth.

Join a community of forward-looking investors and borrowers reshaping how finance works. Transparent, efficient, and built for growth.

Join a community of forward-looking investors and borrowers reshaping how finance works. Transparent, efficient, and built for growth.

Join a community of forward-looking investors and borrowers reshaping how finance works. Transparent, efficient, and built for growth.

Contact Us

Loanova Financial Inc.

+1 416 522 1219

info@loanova.ca

Contact Us

Loanova Financial Inc.

+1 416 522 1219

info@loanova.ca

Contact Us

Loanova Financial Inc.

+1 416 522 1219

info@loanova.ca

Contact Us

Loanova Financial Inc.

+1 416 522 1219

info@loanova.ca

Contact Us

Loanova Financial Inc.

+1 416 522 1219

info@loanova.ca

Contact Us

Loanova Financial Inc.

+1 416 522 1219

info@loanova.ca

Open