Effective Date: October 16, 2025

1. Introduction

This Cookie Policy explains how Loanova Financial Inc. (“Loanova,” “we,” “us,” or “our”) uses cookies and similar technologies on our website (the “Site”).

By continuing to browse or use our Site, you agree that we may store and access cookies as described in this policy. You may manage or withdraw consent at any time through our cookie banner or browser settings.

Note: Loanova is currently in its pre-launch phase. We collect only limited analytics and marketing data to understand visitor engagement and improve the waitlist experience.

2. What Are Cookies?

Cookies are small text files placed on your device by websites you visit. They are widely used to make websites work efficiently, remember preferences, and provide information to website owners.

Cookies can be:

• Session cookies: deleted automatically when you close your browser.

• Persistent cookies: stored until they expire or are deleted by you.

• First-party cookies: set by Loanova’s domain.

• Third-party cookies: set by external services we integrate (e.g., analytics or form

providers).

3. How We Use Cookies

Loanova uses cookies to support and improve your browsing experience. The types of cookies we use include:

a. Strictly Necessary Cookies

These cookies are essential for the operation of our Site.
They enable functions such as security, form submissions, and cookie consent preferences.

Examples: Cookiebot consent manager, Framer site session cookies.

b. Performance & Analytics Cookies

These cookies help us understand how visitors use our website.
They collect information anonymously and allow us to improve usability and content.

Examples: Google Analytics, Hotjar (if active).

c. Functionality Cookies

These cookies remember your preferences (such as province selection or form fields) to enhance your experience.

Example: Form persistence in Klaviyo or Typeform.

d. Marketing Cookies

If you opt in, we may use marketing cookies to track visitor interactions with our forms and email campaigns.
These help us understand which channels bring new sign-ups.

Examples: Klaviyo tracking cookies, Typeform analytics cookies.

4. Third-Party Services That Use Cookies

Loanova’s Site may include cookies from the following providers:

Provider Framer B.V. Klaviyo Inc.

Typeform S.L.

Google Analytics

Purpose

Site hosting and performance Signup forms, email analytics

Questionnaire and data collection

Website traffic insights

Type of Cookie

Necessary
Marketing / Functionality Functionality

Performance

Hotjar Ltd. Session replays and heatmaps Performance
Each provider manages its own cookie expiration and privacy settings, which can be reviewed

on their respective websites.

5. Managing or Disabling Cookies

You can manage your cookie preferences at any time by:

• Clicking the “Manage Cookies” link in our footer or banner, or

• Adjusting browser settings to block or delete cookies.

Note that disabling some cookies may affect site functionality or prevent you from joining the waitlist.

6. Updates to This Policy

Loanova may update this Cookie Policy to reflect technological changes or legal requirements. Updates will be posted on this page with a revised “Effective Date.”

7. Contact Us

For questions about our use of cookies or personal data, contact:

Loanova Financial Inc.
Email: privacy@loanova.ca
Toronto, Ontario, Canada

8. Related Policies

Please also review our:

Privacy Policy

Terms of Use