




Reinventing Mortgage Lending for Today
Reinventing Mortgage Lending for Today
Building Canada's First Fractional Mortgage Platform
Reinventing Mortgage Lending for Today
Reinventing Mortgage Lending for Today
Loanova is building Canada’s first fractional, non-bank mortgage platform — connecting borrowers and investors directly through technology, transparency, and trust.
Loanova is building Canada’s first fractional, non-bank mortgage platform — connecting borrowers and investors directly through technology, transparency, and trust.
Loanova is building Canada's first fractional mortgage platform, connecting non-traditional borrowers and retail investors directly through technology, transparency, and trust.


Who We Serve
Who We Serve
Who We Serve
We are redefining access to real estate finance — helping self-employed Canadians, newcomers, and others underserved by traditional banks secure fair, data-driven mortgage solutions.
We are redefining access to real estate finance — helping self-employed Canadians, newcomers, and others underserved by traditional banks secure fair, data-driven mortgage solutions.
We are redefining access to real estate finance, helping self-employed Canadians, newcomers, gig workers, and others underserved by traditional banks secure fair, data-driven mortgage solutions.
We are redefining access to real estate finance — helping self-employed Canadians, newcomers, and others underserved by traditional banks secure fair, data-driven mortgage solutions.
Borrowers
Borrowers
Borrowers
Investors
Investors
Partners
Partners
Our Mission
Our Mission
Our Mission
Our Mission
To reshape how Canadians borrow and invest in real estate by combining financial data, smart underwriting, and modern design into one seamless experience.
To reshape how Canadians borrow and invest in real estate by combining financial data, smart underwriting, and modern design into one seamless experience.
To reshape how Canadians borrow and invest in real estate, combining open banking data, smart underwriting, and modern technology into one seamless experience.
To reshape how Canadians borrow and invest in real estate by combining financial data, smart underwriting, and modern design into one seamless experience.
Our mission is to bring a modern, transparent framework to private mortgage lending in Canada, transforming it from an opaque industry into one that empowers retail investors through fractional access and clear oversight.
Josh Gruneir
CCO at Loanova
We are building a lending platform where security, automation, open banking and real financial data work seamlessly, giving borrowers and investors a smarter, more transparent experience.
Gerrit Steinbach
CTO at Loanova
Our mission is to bring a modern, transparent framework to private mortgage lending in Canada, transforming it from an opaque industry into one that empowers retail investors through fractional access and clear oversight.
Josh Gruneir
CCO at Loanova
We are building a lending platform where security, automation, open banking and real financial data work seamlessly, giving borrowers and investors a smarter, more transparent experience.
Gerrit Steinbach
CTO at Loanova
Our mission is to bring a modern, transparent framework to private mortgage lending in Canada, transforming it from an opaque industry into one that empowers retail investors through fractional access and clear oversight.
Josh Gruneir
CCO at Loanova
We are building a lending platform where security, automation, open banking and real financial data work seamlessly, giving borrowers and investors a smarter, more transparent experience.
Gerrit Steinbach
CTO at Loanova
Our mission is to bring a modern, transparent framework to private mortgage lending in Canada, transforming it from an opaque industry into one that empowers retail investors through fractional access and clear oversight.
Josh Gruneir
CCO at Loanova
We are building a lending platform where security, automation, open banking and real financial data work seamlessly, giving borrowers and investors a smarter, more transparent experience.
Gerrit Steinbach
CTO at Loanova
Our mission is to bring a modern, transparent framework to private mortgage lending in Canada, transforming it from an opaque industry into one that empowers retail investors through fractional access and clear oversight.
Josh Gruneir
CCO at Loanova
We are building a lending platform where security, automation, open banking and real financial data work seamlessly, giving borrowers and investors a smarter, more transparent experience.
Gerrit Steinbach
CTO at Loanova
Our mission is to bring a modern, transparent framework to private mortgage lending in Canada, transforming it from an opaque industry into one that empowers retail investors through fractional access and clear oversight.
Josh Gruneir
CCO at Loanova
We are building a lending platform where security, automation, open banking and real financial data work seamlessly, giving borrowers and investors a smarter, more transparent experience.
Gerrit Steinbach
CTO at Loanova
Our mission is to bring a modern, transparent framework to private mortgage lending in Canada, transforming it from an opaque industry into one that empowers retail investors through fractional access and clear oversight.
Josh Gruneir
CCO at Loanova
We are building a lending platform where security, automation, open banking and real financial data work seamlessly, giving borrowers and investors a smarter, more transparent experience.
Gerrit Steinbach
CTO at Loanova
Our mission is to bring a modern, transparent framework to private mortgage lending in Canada, transforming it from an opaque industry into one that empowers retail investors through fractional access and clear oversight.
Josh Gruneir
CCO at Loanova
We are building a lending platform where security, automation, open banking and real financial data work seamlessly, giving borrowers and investors a smarter, more transparent experience.
Gerrit Steinbach
CTO at Loanova
Our mission is to bring a modern, transparent framework to private mortgage lending in Canada, transforming it from an opaque industry into one that empowers retail investors through fractional access and clear oversight.
Josh Gruneir
CCO at Loanova
We are building a lending platform where security, automation, open banking and real financial data work seamlessly, giving borrowers and investors a smarter, more transparent experience.
Gerrit Steinbach
CTO at Loanova
Our mission is to bring a modern, transparent framework to private mortgage lending in Canada, transforming it from an opaque industry into one that empowers retail investors through fractional access and clear oversight.
Josh Gruneir
CCO at Loanova
We are building a lending platform where security, automation, open banking and real financial data work seamlessly, giving borrowers and investors a smarter, more transparent experience.
Gerrit Steinbach
CTO at Loanova
Our mission is to bring a modern, transparent framework to private mortgage lending in Canada, transforming it from an opaque industry into one that empowers retail investors through fractional access and clear oversight.
Josh Gruneir
CCO at Loanova
We are building a lending platform where security, automation, open banking and real financial data work seamlessly, giving borrowers and investors a smarter, more transparent experience.
Gerrit Steinbach
CTO at Loanova
Our mission is to bring a modern, transparent framework to private mortgage lending in Canada, transforming it from an opaque industry into one that empowers retail investors through fractional access and clear oversight.
Josh Gruneir
CCO at Loanova
We are building a lending platform where security, automation, open banking and real financial data work seamlessly, giving borrowers and investors a smarter, more transparent experience.
Gerrit Steinbach
CTO at Loanova


How It Works
How It Works
How It Works
We work with trusted data and payment partners like Plaid and Accept Pay Global to securely verify, score, and fund mortgages — ensuring accuracy, privacy, and compliance at every step.
Through fractional participation, investors gain exposure to real mortgage assets while borrowers access the capital they deserve — faster, fairer, and without the barriers of traditional lending.
We work with trusted data and payment partners like Plaid and Accept Pay Global to securely verify, score, and fund mortgages — ensuring accuracy, privacy, and compliance at every step.
Through fractional participation, investors gain exposure to real mortgage assets while borrowers access the capital they deserve — faster, fairer, and without the barriers of traditional lending.
We work with trusted data and payment partners like Plaid, Equifax, and Accept Pay Global to securely verify, score, and fund mortgages, ensuring accuracy, privacy, and compliance at every step.
Through fractional participation, Canadian retail investors gain exposure to real residential mortgage assets while non-traditional borrowers access the capital they deserve, faster and fairer than traditional lending allows.
We work with trusted data and payment partners like Plaid and Accept Pay Global to securely verify, score, and fund mortgages — ensuring accuracy, privacy, and compliance at every step.
Through fractional participation, investors gain exposure to real mortgage assets while borrowers access the capital they deserve — faster, fairer, and without the barriers of traditional lending.
01.
Verify
Instant verification powered by Plaid.
02.
Score
03.
Fund



Verify
Instant verification powered by Plaid.
Score
Fund



Backed by industry leaders
Trusted Data and Payment Partners
