Democratizing Mortgages

We make homeownership possible for more Canadians — and give investors a smarter way to grow their wealth through fractional mortgages.

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AI-POWERED & HUMAN-CENTRIC

Smarter Lending
Powered by AI

We’re reimagining mortgages from the ground up — using data and behavioural insights to open doors for borrowers and give investors smarter, safer opportunities.

Beyond Credit Scores

Banks use old credit models. Loanova looks at income, cash flow, career, rent, and habits—approving creditworthy borrowers.

Rewarding Good Habits

Good financial habits deserve rewards. Loanova gives better terms for responsible money management and rewards borrowers at renewal.

Data-Driven Investing

Our AI automates risk and monitoring, cutting costs and delivering lower rates for borrowers, lower fees for investors, and better opportunities in real time.

Beyond Credit Scores

Banks use old credit models. Loanova looks at income, cash flow, career, rent, and habits—approving creditworthy borrowers.

Rewarding Good Habits

Good financial habits deserve rewards. Loanova gives better terms for responsible money management and rewards borrowers at renewal.

Data-Driven Investing

Our AI automates risk and monitoring, cutting costs and delivering lower rates for borrowers, lower fees for investors, and better opportunities in real time.

Beyond Credit Scores

Banks use old credit models. Loanova looks at income, cash flow, career, rent, and habits—approving creditworthy borrowers.

Rewarding Good Habits

Good financial habits deserve rewards. Loanova gives better terms for responsible money management and rewards borrowers at renewal.

Data-Driven Investing

Our AI automates risk and monitoring, cutting costs and delivering lower rates for borrowers, lower fees for investors, and better opportunities in real time.

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INVESTORS

Own a Piece of the Mortgage Market

Introducing the world’s first platform for fractional residential first-lien mortgages — giving you access to full-term (30-year) mortgage investments, once reserved for institutions.

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BORROWERS

Finally, a Mortgage That Works for You

Loanova helps deserving borrowers get approved when banks say no — with competitive rates - lower than all the non-bank lenders, fast approvals and a platform built to see you succeed as a homeowner.

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