Oct 23, 2025
ANNOUNCEMENTS
Toronto, ON — Loanova Financial Inc. (“Loanova”), a Canadian fintech startup, has officially opened its early waitlist for investors and borrowers as it moves toward full regulatory approval with the Financial Services Regulatory Authority of Ontario (FSRA).
Loanova is developing Canada’s first fractional, peer-to-peer mortgage-syndication platform, connecting everyday investors with qualified residential borrowers through a transparent, data-driven, and FSRA-compliant ecosystem.
Powered by AI-driven underwriting and embracing the principles of open banking, Loanova’s proprietary borrower-grading model takes a holistic view of financial health. Instead of relying solely on rigid credit scores, the platform analyzes real-world financial behaviour — including verified rent-payment histories, cash-flow consistency, employment and education data, and spending trends — to more accurately assess borrower reliability and future potential.
“Our mission is to democratize mortgage investing and empower borrowers who are often overlooked by traditional lenders — self-employed professionals, newcomers, and gig-economy workers,” said Nathan Saliagas, Founder & CEO of Loanova. “By combining open-banking data with responsible AI, we can make lending fairer, faster, and far more inclusive for Canadians.”
The platform is currently in pre-launch, with early access sign-ups available at loanova.ca. Loanova expects to finalize FSRA registration and commence mortgage-syndication operations following regulatory approval, estimated to occur between December 2025 to January 2026.
Media Contact:
press@loanova.ca
